Enforcing Pennsylvania Judgments
"You Can Run, But You Can't Hide."
- Bank Garnishment
- Repossession of Vehicles
- Sheriff's Sale of Personal Property
- Sheriff's Sale of Business Property
- Transferring Judgments in/out of Pennsylvania
- Out of State (Foreign Judgments)
FREE CONSULTATION (412.802.6666)

Getting a Pennsylvania judgment is not enough to
collect debt and money owed to you or your business. Obtaining the judgment is only step 1 in the debt collection process. Most attorneys can obtain judgment against debtors and defendants who do not respond to lawsuits. This is called the default judgment. Obtaining the judgment is usually the easiest part of the collection process.
Step 2 is executing upon the judgment. Pennsylvania does not allow wage garnishment except in certain landlord / tenant cases and only skilled Pennsylvania Debt Collectors know what to do after the judgment is entered.
Many attorneys, businesses and individuals have relied upon the expertise of
our Pittsburgh law firm in collecting judgments they were all unable to collect.
Their are limited options in Pennsylvania to enforce and execute upon judgments. Basically, Pennsylvania creditors have 5 options:
1. Garnish and Seize Bank Accounts.
2. Garnish Money owed From 3rd Parties.
3. Sheriff Levy and Sale of Vehicles.
4. Sheriff Levy and Sale of Personal or Business Property.
5. Foreclosure of Real Property
Each Pennsylvania county has different local rules for enforcing and executing upon judgments. We cover the state of Pennsylvania and work hard so our clients can rely upon our experience to collect their money owed.
Choosing the best execution strategy is important so as not to waste client's money. The last thing most of our clients want to do is throw good money at bad money. Skilled Pennsylvania collection attorneys also need to understand how marital property and claims for exemption can affect execution of judgments.
We often perform crucial discovery in aid of execution, including interrogatories in aid of execution and depositions in aid of executions to best ascertain the financial solvency of the debtors. This experience in executing and enforcing upon judgments gives our clients the best advantage of collecting their money owed.
You Need Experienced Debt Collectors:

FLAHERTY FARDO, LLC, Pennsylvania debt collection attorneys, understand that
Pennsylvania Debt Collection Law is a strategic game and that there are professional debtors who know how to avoid judgments being enforced.
These days businesses and individuals are tight on cash and are choosing who to pay and not pay. Most people aren't even worried anymore about judgments on their credit reports.
You need
experienced Pennsylvania debt collection attorneys if you are going to collect on a judgment in state or out of state.
We fully evaluate the possibilities of bankruptcy, claims for exemptions, and the ability to hide assets in every case. Through our due diligence we are able to minimize the potential for lost costs. The last thing business owners and individuals need when owed money is to lose more money.
We are experienced in all aspects of Pennsylvania debt collection law including collecting and enforcing judgments against debtors all over the entire state of Pennsylvania. We offer
free consultations at all levels through the litigation process, and we are often eager to assist in enforcing judgments which have already been entered.
We are also able to assist with judgments entered in Magistrates' offices throughout Pennsylvania. There is a distinct process for entering magistrate judgments with the county courts and you need experienced debt collection attorneys to collect. For a free consultation call
Noah Paul Fardo, Esq. or
Shawn T. Flaherty, Esq. at 412.802.6666 or toll free at 1.877.744.3476.
We Find Assets To Collect:
We are skilled at tracking defendants and their assets in order to enforce judgments. Our computer research allows us to track individuals, corporations and inventory of assets.
We routinely hire skilled private investigators to research the location of assets, vehicles and bank account information.
When debtors hide, our hired investigators find them. We have personal items repossessed and will authorize the repossession of vehicles in appropriate cases. We collect large sums of money by garnishing and seizing bank accounts.
We are also aggressive litigators if need be. Debtors lie. If you are going to collect debt in Pennsylvania, you are going to be lied to.
It takes experience in dealing with debtors, to understand when they intend to pay versus when they are misleading you. We can be compassionate if it makes sense for our clients. This is fine line that only experienced debt collectors understand.
We cover the Entire State of Pennsylvania:

We offer legal services in every county in Pennsylvania and have the knowledge, skill and expertise to collect debt from even the most difficult debtors.
We spend considerable time ensuring that we are familiar with the local rules of each of the 67 counties in Pennsylvania so that our national clients do not need more than one law firm in Pennsylvania.
If you or your business are owed money anywhere in the state of Pennsylvania, rest assured, we have the competency and resources to collect the money owed without having to hire multiple law firms throughout the state.
Our current national clients, including large banks and student loan agencies, have trusted us for almost a decade to collect their outstanding debt and monies owed. We keep clients because we produce results.
We offer our aggressive services on a contingency basis, hourly basis, or a flat fee depending on the prospects of collection and the wealth of the defendant debtor. We are always fair with our clients, because we believe it is their money, not ours. We provide free consultations on all of your legal questions about
Pennsylvania Debt Collection via on line or via telephone (412.802.6666).
Pa. Collections
Handling Out-of-State Collections:

FLAHERTY FARDO, LLC works with law firms and collection agencies all over the United States in assisting in Pennsylvania collections and litigation.
We have assisted Law Firms from all over the country including Texas, California, Arizona, Florida, Maryland, Ohio, West Virginia, Colorado, and Michigan in collecting debt.
We act as general counsel for the entire state of Pennsylvania for student loan agencies, banks and mortgage companies.
Out of state law firms have relied upon
our Pittsburgh law firm's experience and consistency in handling their Pennsylvania debt collections since 1999. We take each and every debt collection case seriously, and will often stay on cases for years, renewing the judgments after 7 years, if necessary.
What sets us apart is our consistency, our aggressiveness, and the fact that we handle debt collections for the entire state of Pennsylvania. We are familiar with transferring judgments from all over the country and are experienced in dealing with Sheriff Offices across the State of Pennsylvania.
Each county is unique in Pennsylvania and has different rules for litigating debt collection cases. We have taken the time over the past 10 years to learn the local rules of each Pennsylvania County so that we can provide statewide coverage for our commercial debt collection clients.
We travel to countless counties throughout Pennsylvania, and have made valuable contacts throughout the state to obtain local counsel if necessary for motions or other procedures.
We have had great success in collecting judgments from out of state and enforcing them in Pennsylvania. Having a judgment against a debtor or a business does not put money into your pocket. You need to know how to enforce the judgment and collect the monies owed to you or your business. Pennsylvania debt collection is a strategic game and you need experienced Pennsylvania Attorneys to collect from these debtors.

We offer reasonable contingency fees to ensure
that out of state law firms and collection agencies are able to profit as well through our efforts.
When contacted by out of state law firms, we realize that their reputation is also on the line. The out of state law firms also have clients to answer to.
We also believe that out of state law firms making the referral should profit by the referral. This method and belief has helped us form relationships all over the country and has led to a number of additional referrals for our law firm.
Please contact
attorney Noah Paul Fardo (1.877.Pgh.firm) (412.802.6666) if you are in need of a Pennsylvania debt collection attorney.
We offer free consultations and will gladly research the debtors assets free of charge before discussing potential representation.