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Understanding The Debt Collection Process in Pennsylvania.

Understanding PA Debt Collection Process.

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The Pennsylvania Debt Collection Process

As the economy fluctuates in Pittsburgh and throughout Pennsylvania, we have seen an increase in consultations concerning Pennsylvania Debt Collections. This article will provide the 5 basic steps to both business owners and individuals in understanding the Pennsylvania Debt Collection process.

Step 1: The Demand Letter

Upon being retained, we will typically first send a demand letter to the debtor. The demand letter sets forth the amount of the debt; the name of the creditor; the basis for the debt being owed; and an opportunity for the debtor to dispute the debt in writing. The Fair Debt Collection Practices Act (FDCPA) allows thirty (30) days for the debt to be disputed. However, upon evidence of money being owed, creditors are not required to wait thirty (30) days in all cases to file suit. We will usually only afford debtors ten (10) days to respond before recommending suit be filed. If a debtor is serious about paying the money owed, ten (10) days is plenty of time to respond.

Step 2: Filing a Collection Lawsuit.

If the debtor fails to respond, then a collection lawsuit is necessary to collect the money owed. The goal of a debt collection lawsuit is to obtain a judgment. However, lawsuits costs money. Prior to filing any debt collection lawsuit, we believe it is important to thoroughly research the assets and collect-ability of the debtors. We routinely order credit reports, and research property, vehicles and other assets of the debtors so that we can properly advise our clients of the chances of collection. Lawsuits need to be properly drafted and prepared before filing and creditors need to to understand the costs, time-frames and expectations of what it means to file a lawsuit.

Step 3: Obtaining a Pennsylvania Judgment.

There are several ways to obtain money judgments in Pennsylvania. First, creditors can obtain judgments by default. If the defendant fails to file a response to the complaint within thirty (30) days of being served, a default judgment may be entered. Second, if the debtor files basic denials, without any real substance as a response to the complaint, then a motion for summary judgment can be filed and a hearing held to obtain judgement. Third, judgment can be entered based upon an award or verdict after a trial or arbitration of the case. There is significant skill in obtaining judgments against debtors, and it is very important that creditors have experienced debt collection attorneys if they want to collect outstanding monies owed fast. Inexperienced collection attorneys could end up in years of litigation.

Step 4: Executing Upon the Judgment.

Judgments act as a lien for all real property in Pennsylvania. What this means is that if you obtain a judgment against a debtor, and that individual owns real property (i.e. a house), then your judgment acts as a lien against their property. This is important because the lien would have to be satisfied before the property could be transferred. If the debtor does not own real property, then creditors are left using the sheriff’s office to conduct levy and sales of any personal assets or garnishing bank or investment accounts. Garnishing bank accounts in Pennsylvania is the fastest way to get paid, but also takes experience and persistence. If debtors know that their bank account is going to be frozen, they will simply withdraw their money. Therefore it is very important that garnishments occur promptly and in accordance with the state law.

Step 5: Contempt of Court May Lead to Jail.

Some debtors are smart and make it very difficult to collect. One technique that can help creditors collect is to require the debtor to appear for a post-judgment deposition. Creditors are allowed to subpoena debtors in an effort to inquire about bank accounts, assets, vehicles and other properties. If a debtor is subpoenaed and still refuses to appear (which many do), then the creditor can petition the court to hold the defendant in contempt of court. If the debtor or defendant still refuses to appear for their deposition, then the court has the ability to issue a bench warrant for the arrest of the defendant. The bottom line is that all legal options must be left open when attempting to collect debt in Pennsylvania.

About Noah Paul Fardo

Noah Paul Fardo, Esq. is a Pennsylvania trial lawyer and the managing partner of Flaherty Fardo, LLC. His legal practice focuses in medical malpractice, personal injury, business litigation, and property tax appeals. You can find him on Google+.

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  • We are very happy to have the reduction down to what we paid for the house and have no intention of appealing. Thanks again.

    - Mary O.
  • Hi Noah and Shawn, Thank you. I had no idea what to expect filing my first lawsuit. I really didn’t even want to file it. You guys did a phenomenal job and me and my family can’t thank you enough. I hope I never need you again, but if I, or anyone I know does, I absolutely will recommend you. Thanks again guys, we really appreciate it!

    - Robert F., Pittsburgh, PA | Car Accident
  • Hi Noah, Thanks again for everything you did. This has been a nightmare, and we don’t know what we would have done without you. If we can ever do anything for you, let me know. Again, thank you so much.

    - Megan G. Client Pittsburgh, PA | Car Accident
  • Hey Noah, just wanted to say thank you again for all the hard work you did while working on my lawsuit. As you know, I contemplated on whether or not I should proceed with a lawsuit for almost two years (time was almost up to file) before I finally decided to contact someone. So I did my research at my local courthouse and found your name on a judgement search index. The office did a wonderful job with such short notice and my time running out to file. I felt so comfortable talking with you that I knew I made the right decision to proceed with my lawsuit.

    - J.C. Kersey, Pa | Medical Malpractice
  • Nicole, thank you for your expert handling of this. I hope you know how thrilled my family is with your results at the Board of Viewers. You've taken a load off my grandmother's mind. I truly appreciate the professionalism, courtesy and promptness you showed us.

    - Rob W.
  • I am very pleased with the outcome, along with my entire representation with Flaherty Fardo from the moment I placed the call to them. The service I received was prompt, courteous and highly professional. My attorney, Nicole M. Hauptman, won me a favorable determination and was a pleasure to work with. I highly recommend her and the entire team at Flaherty Fardo, LLC. Thank you so much!

    - Mandi M.
  • Noah - Thanks you so very much for your help in resolving the matter with (intentionally omitted). I was very impressed with your professionalism and intellect. Have a Happy Holiday and fun with your family.

    - S.R., Pittsburgh, PA | Business Litigation
  • Nicole/Noah: Thank you for the update. This is an excellent outcome. We appreciate your representation for this lot and for our residence. It has been a long process, and you have been professional and effective throughout. We are very pleased with the results. Thanks, again.

    - Mary Z., Pittsburgh, PA
  • Dear Nicole...My wife and I are quite pleased with the results you obtained in the appeal and thank you for your very effective representation or our interests in this matter.

    - James C., Pittsburgh, PA
  • Thank you very much. I'm very pleased with the result.

    - H. K.
  • Thank you Nicole, you have answered all of my questions. You and Noah have been super. I could not be more pleased with this result.

    - Larry B.
  • I have used Attorney Fardo as an attorney for over 10 years for personal and professional matters. In my professional career I have had dealings with dozens of attorneys. I chose to use Noah Fardo because of his accessibility and common sense attitude. Noah advises me on many issues and is always willing to listen, understand and recommend a course of action. It’s a comfort to know that I can pick up the phone and talk to Noah in person whenever the need arises unlike many law firms.

    - Ron M. | Pennsylvania Business Litigation
  • These guys are great! I need a consultation and got one for free. I talked with Attorney Noah Paul Fardo and he was very helpful. He walked me through the entire process. What I am most impressed with is that he did not try to sell his services. Instead he advised the most cost effective way to help me and actually told me I was better off not hiring a lawyer for now. I think it is very rare for a lawyer to tell a potential client not to hire a lawyer, when it would have been so easy for him to sell his services and charge me, of which I was ready to hire and pay them. Thanks guys, I appreciate it.

    - Derek M.
  • Shawn was wonderful to me-I couldn’t have hired a better attorney-he makes you feel as if the world is NOT going to end just because you are accused of something- If I were to ever need another attorney again, I would go with Shawn- All in all, when everything was said and done, not only was I extremely pleased with Shawn and his professional manner, but with his services. He took the worst time in my life and made it better. Just by being able to vent to him with my concerns, which he never dismissed, to just having him explain things to me the way I understood, it helped with the traumatic issues in my life. Thanks Shawn, you're the best!

    - Shannon H., Pennsylvania | Litigation
  • When the latest Allegheny tax assessment upped our taxes on one of our primary properties over 50%, my quest was to find the right contact to help me fix this issue. I was referred to Noah Fardo and Nicole Hauptman for an Allegheny County real estate tax appeal. Several lawyers/law firms we have relationships with referred them, basically saying they are the best, and I am happy to say I agree. They first tutored me on how the process worked, what options I had, potential outcomes and action plans for each scenario. They were always available if I had questions, and basically walked me through the process. I was very satisfied with the final outcome of our appeal, and felt their their fees were reasonable. Not only are they proficient at their craft, Noah and Nicole both have great personalities, and made an arduous process quite palatable.

    - George G., Pittsburgh PA
  • Dear Nicole, Yippee! Thank you, Nicole. You made this entire process very easy for Ron and me and we are thrilled with the results. We appreciate your professionalism and how you kept us informed every step of the way. We will continue to recommend you to family and friends. Take care.

    -
  • Nicole, I want to thank you and your firm for such an easy, efficient, and affordable process for appealing this assessment. You have made a difficult thing so easy on us, and have saved us thousands over the next years. Thank you again.

    - Matthew B.
  • Thank you very much again for your excellent work which brought a huge benefit to us.

    - Joseph B.
  • Dear Attorney Fardo, Thank you for representing us for our reassessment hearings and getting us a favorable settlement! Throughout the appeal process, we found you and your staff (especially Nicole Hauptman and Kelsey Ramsdell) to be accessible, professional and on top of the issue. We would definitely seek your services in the future if the need arises and recommend you to others.

    - Manish. | Pittsburgh, PA | Property Tax Appeals
  • To everyone at Flaherty Fardo LLC: I wish to express my deepest gratitude for all your proficient help regarding my assessment appeal and your success in getting great results. I cannot thank all of you enough (especially Noah) for all of your hard work on my behalf. I have sent a check for your services, and again a million thanks!

    - Elaine S.
  • Thank you Noah & Nicole for all of your efforts to resolve this in a very speedy manner. Thank you again for all of your efforts on our behalf.

    - R. V.
  • Dear Noah, Thank you for your willingness to represent me, all your skilled hard work and your very swift response to all my many emails. I really appreciate your taking on the case, as Dr. (intentionally omitted) did something very wrong; Again thank you.

    - M.G., resident of Canada | Medical Malpractice | Plastic Surgery Errors
  • It was truly a pleasure working with your firm.

    - Janet H.
  • I’d like to thank you Noah. I want to thank you for your persistence in getting after my insurance company. You are a fine attorney and I would be pleased to recommend you if ever I have the opportunity.

    - Mary W., Butler, PA
  • Just paid our reduced school and township taxes and received a rebate check from the County. A big Thank You to everyone involved in getting our reduced assessment.

    - Michael & Mary N.
  • "Hi Nicole, thank you so much for sending the final settlement and paperwork. I greatly appreciate all your efforts to successfully resolve my case. It is a great relief to know it is settled."

    -
  • Thank you for the excellent news - the results of your outstanding efforts. We are pleased with the decision and do not want to file an appeal. Regards and Happy New Year!

    - V. K.
  • “When Allegheny county sent an official to visit my house to ask questions concerning my assessment, I was nervous and unsure of how to answer their harassment. I’m glad I immediately thought of you and called to see what my rights were. Thank you so much for taking the time to answer all of my questions and informing me of my legal rights to refuse them access to my house and land. Most importantly, thank you for the thousand of dollars you saved me each year on taxes!!!”

    - Peter R. Sewickley Heights, PA | Allegheny County Assessments
  • “Noah, Stef and I would like to thank you for the efforts you and your law firm put into our tax appeal. As you know we lost the appeal twice before and really pretty much had given up, that is until your law firm got involved. Not only did you and your team take on our case but you also handled everything without much involvement from us (I really appreciated when you stopped by my house to pick up needed paperwork, unbelievably awesome!!). Thank you for not only winning our appeal and saving us thousands of dollars but for doing so with professionalism, integrity and trust that is not always easy to find nowadays.”

    - Brad B.B. Ohio Township, PA | Allegheny County Assessments
  • “Thank you Noah for the past 5 years of helping our business grow. You have been in our corner without hesitation giving 100% each and every time. You have always made yourself available and I appreciate that. You have never been intimidated, and I am so proud to say that in every single case, we have had favorable outcomes. What has amazed me most is not only your professionalism, but also your ethics. There is no doubt our business is a success because of your help. Thank you so much.”

    - Camille W.F., CEO Monroeville Business | Business Litigation
  • Thanks Nicole. You all continue to amaze me with your quick response to a former client. Thanks again!

    - Tom
  • Noah Fardo is a 5-star lawyer. When Noah took my case, my experience in working with him exceeded far beyond my expectations. He kept in touch with me through every step of the process, alleviating much of the anxiety associated with a lawsuit. He responded to my ongoing questions, comments and concerns almost immediately. I felt like we were a team and when the case finally came to execution, he left no stone un-turned. Most importantly, he fought for me equipped with total knowledge, vigor and professionalism.

    - M. L.
  • Mr. Fardo, thank you for sending me the final Order of Settlement with regards to our tax appeal. I greatly appreciate the help, assistance and guidance your law firm provided me during this time and especially the professionalism and dedication of Nicole Hauptman whose expertise and wisdom was instrumental in resolving this issue.

    - Bob A.
  • Thank you for all your efforts in this regard. I do not think anyone else would have been as persistent as you were in getting this matter resolved. Thank you again.

    - Daniel N.
  • Ms. Hauptman, we wish to thank you for the unparalleled professionalism in taking care of our property re-assessment. We did not expect the speed in which you came to a resolution of our appeal. We are pleased with the results and the amount of reduction in assessed value. We appreciated the immediate response to our questions and emails. Your firm will be highly recommended to friends and family. We will certainly contact you if we need any legal assistance in the future.

    - Robert & Donna D.
  • Attorney Fardo was extremely knowledgeable and helpful in regards to estate planning for my grandmother. He was able to assist my family with many complex issues and saved us a substantial amount of money. I would definitely retain his legal services for other issues that may arise in the future and would highly recommend him to anyone seeking legal counsel.

    - Jill | Pennsylvania Estate Planning
  • “Noah, I am very pleased to hear that you received our payment; my wife and I were very pleased with your efforts on our behalf – especially the outcome. Thank you very much for keeping us constantly informed with new developments in the case, and for letting us know what to anticipate with regards to how the process typically unfolds. Your steady communication helped to make this a fairly stress-free process. We will definitely contact you again if we need assistance in the future, and will recommend you to our family and friends. Thank you again for all of your help, and have a great end of the summer!”

    - D. Martin, Pittsburgh, PA
  • Thanks for all your help with this. We will surely recommend your firm to others in a similar situation.

    - Seth W. Pittsburgh City Resident | Defending School District Tax Appeals
  • Noah & Nicole, You both deserved something more than an email to express a gratitude that I am certain has been expressed to you many times by grateful clients. When I first wrote to you Noah, the very day I received my assessment, you responded immediately - within the hour. As time went on, and I occasionally emailed for updates, someone from your office, or you, yourself, responded every time, clearly and respectfully. You and every member of your staff empowered us by your constancy and validated the worth of our individual cases. For this, I am so very grateful - because it allowed me to work and go one with my life, knowing that this situation was in honest and eminently capable hands. Ultimately, you and Nicole stayed the distance with me. Your office did not merely provide the bare minimum legal representation...but truly stood alongside of me in the best possible paradigm of legal representation. And so, I am offering you my profound gratitude. Thank you so very much for your integrity and humanity.

    - Margery C.
  • Great – thanks for the help. Could not be more pleased with the outcome.

    - H.S., Pittsburgh, PA
  • Noah and staff, Thank you for the beautiful poinsettias. We are keeping it beautiful for M***** to see when he feels better. Thank you for everything your office has done for us.

    - S.K., Erie, PA | Medical Malpractice
  • You kept your promise, You did not kneel. Your expertise, knowledge of the law, and presentation of the facts, including the key historical ones won this appeal for us. I have to also mention how grat you were — even when I was at my highest emotional pitch (!), you did not patronize me, you stayed our defense and became even more determined to stay on task. I so respect you for that. There will no doubt be another challenge for us as yet another county assessment takes place. And we want you and Flaherty Fardo by our side! Thanks again. You are wonderful.

    - P.F. Woodland Hills, PA | Property Tax Appeals
  • Needless to say, the results you achieved far exceeded my best hopes for a fair assessment. I just want to thank the firm for a job well done.

    - RGS
  • Noah and Nicole, Thank you for all your assistance in helping me reduce my assessed property value, and consequently my taxes, to what is a fair and reasonable amount. I am quite satisfied with the outcome. I will definitely keep your firm in mind should I need any future legal counsel.

    - O. B.
  • "When my uncle died unexpectedly in his apartment after the local utility company shut off his heat, I decided to ask several lawyers if they felt that the company was negligent. Attorney Noah Fardo as the only one who looked deeply into the details of the case and then decided a wrong had indeed occurred. He’d call to update me through every stage of litigation, and when he had any news at all to report. I appreciated, so much, the personal touch he had with my case. I have to say, if there was an attorney who was ever so determined, and unrelenting, it’s Noah Fardo. Now my case has been successfully won and the estate received a large settlement. Thank you, Noah!!”

    - F.P.R, Pittsburgh, PA | Wrongful Death
  • “Dear Nicole, Just a short note to let you know that Anne & I are very pleased with the results of your property assessment appeal on our behalf. As you may recall, when we were first notified of our new assessments I went to the internet looking for help. During the appeal process, you and your firm kept us informed of each event in the process and the courts feel for what might happened. As you can see, our new total assessed value is about half of the old assessed value. Thank you again for your & Flaherty Fardo efforts!”

    - C.S., Pittsburgh, PA
  • Nicole, thank you for your great help on this matter. If we have future legal matters I won't hesitate to contact you and your firm. I've been impressed with your professionalism and concern for your client. Thanks for helping us with this matter and best regards.

    - Dan B.
  • I retained Flaherty Fardo, LLC to defend me against the city’s appeal of my property tax assessment. What made Flaherty Fardo stand out was the quality of the information available on their website, as well as the knowledge, experience and professionalism of its lawyers and staff. Thanks to their skill and advocacy, the city lost its appeal and I will not face an unexpected and significant increase in my real estate taxes. I was extremely satisfied with Flaherty Fardo’s representation, and while I hope that I will never need a lawyer, it is comforting to know that I can turn to them.

    - Heather S. Pittsburgh, PA Resident | Property Tax Appeals
  • Thank you very much with for your assistance with our property assessment process. Appreciate your work!

    - Kris G.
  • We are thrilled with the outcome and very happy with the new assessment. It's a fair assessment and we see no need for an additional appeal. Thanks for all that you did to make this happen.

    - Maxine L.
  • Noah, thanks to you and your entire office for assisting with our property appeal. We are very pleased with the settlement outcome. Your advice and guidance throughout this issue was outstanding. I will be happy to recommend your services to other who I know are struggling with the appeals process. Look forward to updates to your blog as well!

    - N & S P., Pittsburgh, PA | Property Tax Appeals
  • Noah, I can never thank you enough for the time and effort you put into helping our family. Your dedication and work ethic to bring justice was evident every day I talked to you...you did everything a person could hope for when encountered with this situation. You're a great person, and a great friend too. Thank you so much, you will never be forgotten.

    - Bill M.
  • Dear Mr. Fardo, Thank you for all your hard work and accepting me as a client for the case you just resolved. Your professionalism and exemplary work ethic came across as a first class lawyer. If I ever need a lawyer in the future, I will definitely call upon you as well as recommend you to anyone who would need your service. Your office staff was friendly and accessible, every time I needed to contact you by phone, as well as reach and speak with you.

    - L.F., Pittsburgh, PA
  • Had a small employment case, and Noah handled it with tenacity. He gave me updates about twice a week and what he said would happen in the beginning is exactly what played out. He acted as a true advocate and was worth every penny.

    - Brian F. | Employment Litigation
  • I wanted to thank you for all of the questions I've been asking. You and your firm have been terrific throughout this entire process, as I have no idea what I am doing. I also recommend you to all of my friends. Thanks again!

    - Ed C.
  • Thank you so very much. We appreciate all your time and effort to make this possible.

    - Elmer R.
  • “I have known and worked with Noah Fardo for years. He has always been extremely professional and goes the extra mile for everyone. His work ethic and passion are second to none. His firm has always kept me well informed every step of the way. I couldn't be happier with his work and I highly recommend Noah and his firm.”

    - A.B. | Business Owner | PA Debt Collection Services
  • Great job! I've got the assistance that I needed. Nicole Hauptman was very helpful. I'm greatly appreciative of Noah Paul Fardo and Mandy Schilling also.

    - Svetlana A.
  • “I have been in business for 9 years and never dreamed I would need a lawyer to help receive payment for work I did. But when a customer refused to pay for services I already rendered, I did not know what to do. I called Noah Fardo and we immediately had a plan of action in place. Noah was very professional yet persistent and in no time at all we had settled the matter and he was mailing me a check. What a lifesaver.”

    - Anthony B. Business Owner, North Hills | Business Litigation | Debt Collection
  • Dear Mr. Fardo, I just received the notification from Allegheny County property assessment office about the reduction to $640,000.00. Thank you for your help and advice.

    - Nathan S., Pittsburgh, PA
  • “Noah, you have been such a great support. Thank you for your compassion, faith and beliefs. You made me feel at ease. I have been truly thankful and grateful for your friendship and service.”

    - D.L., Wexford, PA | Medical Malpractice
  • Thank you for the efficiency in dealing with my tax appeal!

    - Ed B.
  • “A Special note of Thanks. A Simple Act of Kindness has a beauty all its own.”

    - Cathy R., Pittsburgh, PA
  • Nicole & Noah, we would like to thank you for all your help and time given to our case. We appreciate the good work you did.

    - Vikash B.
  • “After countless phone conversations with many law firms that said, no, I did not have a case based on our phone conversation, I finally was able to get at least a personal interview with the law firm Flaherty Fardo to determine if indeed I had a case. They were able to win my case and I was awarded a monetary value beyond my expectations. I highly recommend them if you want it done right. Flaherty Fardo were truly a godsend to me and my family.”

    - D. L., Pittsburgh, PA | Medical Malpractice | Plastic Surgery Errors
  • Whenever unforeseen obstacles have come at us, you have been there to advise, assist, making our lives less stressful and allowing us to focus more on each other as we deal with our loss. God Bless you for that! And our thanks also go out to such a warm and gracious staff.

    - Kathleen W., Meadville, PA | Civil Litigation
  • Thank you Noah. That is great news, and thanks for your help. I couldn't have done it without you!

    - Nathalie B.
  • Nicole & Noah, Thanks a lot for this information. I really appreciate the insight you folks provided and the honest feedback. It is not easy to find such honesty, in today’s world.”

    - S.B. Fox Chapel, PA
  • Noah this is the best news that I've heard all year. I want to thank you again for a job well done, and to also let you know that I will use your services in the future for services that I may need. Happy New Year to you and your staff!

    - Dick S.
  • “Dear Noah, We just wanted to take a moment and say thank you for all of your hard work and thoughtfulness. You really did an excellent job for us! Thanks again.”

    - D.C. , Dubois, PA | Medical Malpractice | Emergency Room Mistakes
  • Attorney Noah Fardo has represented me, as well as friends and associates that I have referred to him over the years on a variety of matters. I have found him to be exceptionally bright, highly effective and consummately professional. More importantly, Noah is a good and decent person. He cares about people and always endeavors to do the right thing. This seems to give him a moral clarity in his work, on behalf of his clients, that propels him to win. I highly endorse and recommend Attorney Noah Fardo.

    - Thomas K., Wexford, PA | Litigation
  • Noah/Kelsey, Bravo! Well done! Thank you for the analysis. It was by far the biggest win so far, and more than paid for the cost of the service. The rest of the actions from here on out are certainly bonus opportunities. I look forward to working with you with my other legal matters in the future. Please let me know when you hear about the other actions. Thanks again!

    - S.J.. Pittsburgh, PA | Property Tax Appeals
  • Nicole, many thanks to you and Noah for fighting the good fight for us. It has been a long year awaiting this outcome, and we are pleased with the results you have been able to attain for us. We (almost) look forward to getting our new tax bills.

    - Pam C.
  • Dear Noah. Thank you so much for taking on my case. I appreciate your professionalism and the sensitivity that you exhibited towards me and my situation. If I am ever in need of legal assistance, you would be my first choice! Thanks again, to you and your staff, for everything.

    - J.W. Pittsburgh, PA | Personal Injury | Slip & Fall
  • "Nicole, I want to express my appreciations for your feedback and honesty. Many attorneys would have charged me for a consultation before providing any guidance on this matter. I have already filed an appeal for 2014 and will follow through on your advice. Thanks again."

    -
  • Dear Noah & Nicole, Many thanks to you and your staff for your successful efforts on my behalf.

    - Charles S.
  • Thank you again for your representation and assistance on this matter.

    - Jay S.
  • What a great job the entire staff did for me on my tax correction, especially Nicole & Noah. My thanks to all for a sterling effort.

    - Bill
  • Dear Noah & Nicole, I think you did a fantastic job representing me, and I am very pleased with the outcome. Thank you for all of your efforts on my behalf.

    - C. N.
  • Thank you for informing us of the decision. This morning a copy of the letter sent to my mother was mailed via US mail to you for your records. We agree with the decision and your recommendation not to file an additional appeal. Thank you for your efforts in this matter, providing us with excellent legal counsel and keeping us informed of every step in this process. Best regards.

    - Marge J., Pittsburgh, PA
  • "I was very fortunate to have Noah Fardo be my lawyer in my malpractice suit. Not only did he successfully represent me but also during the pretrial months (the case ended up being settled out of court) he kept me very well informed, and if I had a question promptly and effectively replied. He is both an excellent lawyer and an extremely nice person, who helped calm my distraught reaction to what to me was a serious injury. I would highly recommend him to anyone seeking a skilled, compassionate lawyer.”

    - Muriel. K., Whistler, CA | Medical Malpractice
  • Attached is the decision that I received regarding the (2011) school district tax appeal for our property. As you can see, the assessed values did not change at all! My wife and I are so very pleased with this result, and we are very thankful to your firm for representing us. Again, thank you so much for your efforts that led to completely successful results.

    - Robb F. | Pittsburgh, PA | Property Tax Appeals
  • Hi Nicole, thank you for representing us. We are very happy with the result of this appeal and appreciate the work you and Noah did to make it happen.

    - Andy M., Pittsburgh, PA
  • Thank you so much - we are thrilled - nice work! We do not need to continue the case, as this is a great outcome. Once again, thank you for your excellent work, we are really pleased!!

    - Ian F.
  • Thank you Noah. It was a pleasure working with you and Nicole. I appreciate the communication you offered all through this process. Thank you for the detailed break up of the different pieces of the property tax and the new amounts. It will help compare the bills we will get. I will send you a check within the week. To the address mentioned in the invoice. Thank you again for getting us these savings in property tax, it was a pleasure working with you.

    - Raj S. Fox Chapel, PA | Property Tax Appeals
  • Thank you so much for all your efforts on my property appeal. Again, I am very pleased with the results! I will be mailing a check toy our office today. Please send my best to Noah. Again, many thanks!

    - Debbie L.
  • “Noah, Thank you for your time, energy and self. We couldn’t have won without you.”

    - C.K., Pittsburgh, PA | Litigation
  • Thank you so much. We are very happy with the result. You did a great job. We will definitely recommend you to all our friends and family.

    - William S.
  • Noah & Nicole, 16 months ago I started a process to lower my home's taxable value to a level I thought was fair and that I had anticipated receiving when I built my home. After hours of research, emils, phone calls, hearings, and conversations with various attorneys, I thought I would never see the light at the end of the tunnel. I greatly appreciate your ability to review my case in great detail, understand my perspective, and guide me down a path with your expertise that I was struggling to find on my own. This agreement has taken a very huge load off of my shoulders that I've been carrying around for some time and I can't thank you enough for that.

    - Alex P.
  • Hi Noah. I received and deposited the check yesterday. I am glad this matter is now finalized. I can’t thank you enough for all of your help throughout. I couldn’t have had better representation. Thank you again.

    - Joyce S., Westmoreland County, PA | Medical Malpractice | OB/GYN Errors
  • We were represented by Noah Fardo in a 2012 and 2013 real estate tax assessment appeal for our home in the Bell Acres/Sewickley area. Noah did an outstanding job. I am a former attorney and business owner with no prior experience with Noah and his associate Nicole Hauptman. They did an outstanding job in explaining the legal issues, giving clear and understandable advice and in communicating with me. I would highly recommend them and would definitely use their services again.

    - Rick Z.
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